Just for giggles I started a new pirate on one of my secondary accounts. She was quested to go visit her bunk room during the housing problem, which I found out about by trying to run into the bunkhouse. That was the first time she'd tried to enter her bunk, so I don't know if it had been furnished before, but it sure isn't now that she can go in.
Did Avery stop supplying us with the ratty rug, the hammock and flag and cheap desk and stool? No wonder Madeline is merciless, if she has nowhere to take a nap and rest after a hard day of plundering ships.